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What is Debt Negotiation?
Debt negotiation involves a company like COMPANY NAME HERE that contacts a client's creditors and negotiates a reduced pay-off on the accounts.  In contrast to consumer credit counseling or debt consolidation, debt negotiation actually reduces the amount of money you owe.  With COMPANY NAME HERE, you may be able to reduce your delinquent debt by as much as 80%.  Contact Us to find out how.
 
 
How do I qualify for your debt negotiation program?
There are three qualification requirements for our debt negotiation program: 1) You must currently have delinquent debts (generally, debts that are 30 days or more late); 2) Your debts must be unsecured (including credit cards, judgments, medical bills, utility bills, repossessions).  We do not represent clients on government-related debts (including student loans, tax liens, back taxes, child support, etc.) or on secured debts (mortgages, car loans, etc.); and 3) Your debt balance must be $5,000 or more. Call us to discuss whether you qualify.
 
 
What if I'm not delinquent on my debts?
Our debt solution services are designed to help people who would like to improve their debt or credit situation, whether they're delinquent on their debts or not.  Even if you're not delinquent on your debts, we still may be able to help you improve your financial situation and increase your financial freedom.  Contact us today for more detailed information about the services we offer for clients like you.
 
 
What is unsecured debt?
Unsecured debt includes credit cards, medical bills, and personal loans. It is generally any debt that arises from a contract you enter into with a creditor which enables you to obtain goods or services on credit in exchange for your promise to pay (compared to secured debt where you receive credit by putting something of value up as collateral – like a car or a house).
 
 
Can I choose which debts I want to resolve or do I have to include all of them?
You may select which debts you would like us to resolve on your behalf. Everyone has a different situation or set of circumstances they are trying to deal with. With this in mind we will customize a program that will help us best target the debts you would like us to work with you on.
 
 
Will you keep my information private?
Absolutely. We are 100% committed to maintaining complete client confidentiality and privacy. Our #1 goal & prioirty is to help protect your rights and privacy under state and federal law.
 
 
How do I get started?
Make your first step toward financial freedom today by calling us today to discuss your financial and debt situation. You can contact us at COMPANY # HERE
 
 
Why can't I deal with the creditors and bill collectors myself?
You certainly can.  But our question to you is: Why would you want to?  Creditors and bill collectors can be intimidating, obnoxious, and down-right mean.  We understand that simply answering their telephone calls is a source of great stress for most people.  That's why we're here. 

And we have a couple of advantages that you don't: 1) We deal with creditors and bill collectors everyday – it's our specialty; 2) we have over 50 years of combined experience in the collection industry – on the consumer side and the creditor side (in other words, we know our stuff!).
 
 
Will my creditors continue to call me when I am in your program?
We act as your limited power of attorney and notify creditors of this fact so their harassment and calls should be greatly reduced and may end all together.
 
 
How long will the program take?
While the amount of time necessary to complete the program will depend on your specific situation, our goal is to help you  completely eliminate your unsecured debts in about 12-36 months – and many times even sooner than that. To find out how quickly you could be debt-free, please Contact Us Today!
 
 
How much money will I save?

We generally save our clients like you between 30% and 80% on their total unsecured delinquent debt balance.  How much you save will depend on how much debt you have, what type of debts you have, who the debts are with (for example the original creditor or a collection agency) and numerous other factors.

We understand that every person's debt situation is unique – that's why we tailor a solution to fit your needs and goals.  To get a better idea of how much money we could help you save on your unsecured debts, please Contact Us Today

 
   
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We will set you up with an affordable monthly payment, which is determined on a client-by-client basis.
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Use this budget planner. for an overview of your monthly income and expenses..
 
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Enter the amount of your debt below to view a comparison of the total cost of different forms of debt resolution that are available to you.
 
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Peace of Mind Financial Solutions made it so we didn’t have to deal with our creditors.  They handled all aspects of it for us.”
 J. Raisley, New Jersey.
 

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